If you get stuck in a traffic jam on a Friday afternoon before a holiday weekend, you don't claim that the highway system is "crumbling". Sometimes you have a temporary surge in the demand for something - that happens. We don't build anything in society to accommodate a worst case scenario, as nice as it would be, it's just not practical. So to answer your question, I would say that the hospitals are currently over capacity.

What you're not realizing is that there are people unnecessarily dying. So yes the system is crumbling. When I'm in a traffic jam I still get to my destination eventually.

Crumbling is a metaphor so of course it is up to some interpretation. For me, the connotation is degradation or destruction that is not temporary.

I guess you're technically right then. I'm glad we figured this out /s