I'd like not to work as much as the next person who doesn't, but I must say, anecdotally, that I've never met someone who retired early, be it from FIRE, investing, or inheritance, who is living what I'd consider a good life. I'm not saying their experience isn't enjoyable for them (which may very well be all that matters), just that the appearance and impression they give off is one of sloth, indolence, and hedonism. They're not writing that great novel or learning to master the dulcimer; they're simply vacillating between loafing and indulging.