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Re:Indiana life insurance CEO says deaths are up 40% among p... by hnburnsy on Sunday January 02, 2022 @11:44AM (#29770250)
These are most likely group life policies where the employer pays the premiums for a base amount for all employees. Since there is no charge to the employee for the base coverage, most would accept the coverage.
Re:Indiana life insurance CEO says deaths are up 40% among p... by kevinmchugh on Sunday January 02, 2022 @12:38PM (#29771075)
If the employee base changed it could end up being unrepresentative of the broader population, but it's hard to imagine what that might be. Healthier people quit? Healthier people left Indiana? A competitor insurance company signed all the healthier groups?