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A comment on Financial Independence / Retire Early Calculator. Parent comment

Re:Financial Independence / Retire Early Calculator by loeg on Saturday January 01, 2022 @04:07PM (#29762794)
If you haven't already, check out the "Projection method" drop down. If that isn't accounting for portfolio volatility, can you explain how it should do so?
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Re:Financial Independence / Retire Early Calculator by fer on Monday January 03, 2022 @05:56AM (#29779486)
That doesn't (significantly) account for volatility. The dropdown allows either fixed returns (beta = 0.0), some Monte-Carlo approximation (beta = 0.0 with extra steps), and historical cycles (beta = 1.0).

Letting choose a beta on the historical cycles would help with these projections.

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