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A comment on Want to be an actuary? Odds are, you’ll fail the test. Parent comment

Re:Want to be an actuary? Odds are, you’ll fail the test by lotsofpulp on Wednesday December 29, 2021 @02:57AM (#29722867)
I applied for term life insurance at 3 or 4 life insurance companies, and they all allowed you to reduce the benefit amount a few times over the term.

Not every year, but they said it was no problem if you wanted to halve the benefit halfway through or even a second time after that (and they would lower the premiums commensurately of course).

I have Principal and Protective in the US.

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Re:Want to be an actuary? Odds are, you’ll fail the test by mleonhard on Wednesday December 29, 2021 @01:15PM (#29727755)
Your comment is essentially "me too". That's not interesting.
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Re:Want to be an actuary? Odds are, you’ll fail the test by lotsofpulp on Wednesday December 29, 2021 @01:32PM (#29728036)
You are right, I was too quick to interpret the first time and thought you wrote that the best they could do is sell you three different policies that you cancel whenever you want to drop that benefit amount.
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