I watched a four-tone college Corolla rear-end a metallic fleck baby blue Bentley being driven from N to S Austin. Since I was stuck there (caught in the pileup, but undamaged), I chatted with the valet. He said that the Bentley would be totaled -- no purchaser would take it, obviously. He said the dealer insurance would handle the whole thing; there was simply no point in even calling the kid's insurance: the car was probably easily 5-10 times the kid's liability limit.

That seems silly given that the cost of the phone call is surely orders of magnitude less than the insurance payout. What kind of business is going to forgo a four or five figure check like that?