Important to note that this is only true for domestic transfers, and even then it’s not necessarily an easy task https://www.theguardian.com/money/2019/dec/07/i-lost-my-1930...

Also this is only true for erroneous transfers, fraud puts you in a completely different situations.

And in any case, erroneous transfers seem like an easy problem to solve. No? Cryptocurrency addresses have already mostly solved typos with checksums.