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Re:Ask HN: How does my Instagram keep getting compromised? by gkoberger on Tuesday December 28, 2021 @01:53PM (#29716665)
Here's another podcast episode about it, and I remember it being really really good. They actually befriend a scammer who is pretty open about how it works:

https://gimletmedia.com/shows/reply-all/v4he6k

Re:Ask HN: How does my Instagram keep getting compromised? by Apreche on Tuesday December 28, 2021 @04:07PM (#29718188)
TL;DR: The only methods discussed in this episode are SIM swapping and password guessing. Neither of which are relevant for OP. Unless OP is lying, there must be some other method used.