Help HN: Stripe shutting us down with 48 hours notice on a holiday skeleton crew

Re:Help HN: Stripe shutting us down with 48 hours notice on ... by csomar on Tuesday December 28, 2021 @09:00AM (#29713809)

If you are using a Debit Card, the amount will be held. It looks like it’s charged (and maybe your bank doesn’t show that) but there is a difference from the seller side.

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Re:Help HN: Stripe shutting us down with 48 hours notice on ... by philliphaydon on Wednesday December 29, 2021 @07:49AM (#29724331)

I don't believe that's true. Using a Credit Card funds can still be held and either released or taken at a later date. This usually happens with you rent a car and they need a security deposit.

What I don't understand tho is /why/ a merchant will often accept a credit card but not a debit credit card. While there's differences in fruad protection and refunding, the main difference is debit credit card draws on funds you have while credit card supplies a line of credit to re-pay at a later date.

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