Re:Georgia teacher read the fine print and won $13K (2019)
by d1sxeyes on Saturday December 25, 2021 @04:56AM
(#29681908)
> I mean, it's not like there isn't a human liable for theft, and that's a pretty common coverage in both homeowner's and renter’s policies.
Good point. I guess the logic is that a burglar is unlikely to be doing particularly well for themselves in life, and so may not be able to compensate you for your loss.
Re:Georgia teacher read the fine print and won $13K (2019)
by chrisseaton on Friday December 24, 2021 @06:18PM
(#29678730)
Ah right I never thought about that - it's about their ability to recover from a third party.
Re:Georgia teacher read the fine print and won $13K (2019)
by frosted-flakes on Friday December 24, 2021 @10:48PM
(#29680206)
That's pretty much the only reason for auto insurance. Apart from wildlife enounters, most vehicle accidents have someone at fault.
Re:Georgia teacher read the fine print and won $13K (2019)
by d1sxeyes on Saturday December 25, 2021 @04:54AM
(#29681900)
Well, I guess it depends on your coverage and country, but AFAIK in most countries the legal minimum is 3rd party insurance - which pays for repairs to other vehicles in collisions you caused.
It's not uncommon for insurance to cover damages other people are responsible for (and in exchange assume you right to collect from those parties.)
I mean, it's not like there isn't a human liable for theft, and that's a pretty common coverage in both homeowner's and renter’s policies.