It would be more like, “Drunk driving is absolutely never acceptable” including taking your critical-condition friend one mile to a hospital on empty roads while you’re .08.

Edit: also it seems like the fallacy would be in the other direction. Up through the Middle Ages, charging any interest at all was “usury”, because no one saw the difference between “non-exploitive business loans” vs preying on the desperate; the former was the bizarre special case, until the exception became the rule.