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Re:Regulators Shut Down Lending Platform (YC Alum) LendUp by otterley on Wednesday December 22, 2021 @06:53PM (#29657003)
> If you don't get the car fixed, then you will not be able to commute to work.

Don't most metro areas have public transit? Perhaps buses are not the most comfortable or convenient, but they do exist, and for good reason.

Re:Regulators Shut Down Lending Platform (YC Alum) LendUp by emodendroket on Wednesday December 22, 2021 @07:00PM (#29657056)
I would say that it's a pretty substantial portion of the population for whom this is not a serious option.
Re:Regulators Shut Down Lending Platform (YC Alum) LendUp by obstacle1 on Wednesday December 22, 2021 @07:59PM (#29657503)
While true, vehicle dependency is a serious societal problem in North America that needs to be fixed. This is partially the reason. Nobody should need a personal vehicle in order to be able to live a baseline satisfactory life.
Re:Regulators Shut Down Lending Platform (YC Alum) LendUp by emodendroket on Wednesday December 22, 2021 @08:00PM (#29657512)
Don't disagree, but you won't get a paycheck standing on principle here.