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Re:Regulators Shut Down Lending Platform (YC Alum) LendUp by YuriNiyazov on Wednesday December 22, 2021 @05:27PM (#29656287)
Just as an FYI: if you have stock in a regular brokerage account, you can take out a margin loan in cash immediately. It depends on the broker, but IME it's fairly common (e.g. Fidelity does it).

Margin has a bad name as a "high risk" activity, but that's mostly when you have a concentrated position and are taking out a margin loan to double down on that concentrated position. Using margin as a bridge cash loan for a few days is a fairly low-risk proposition.

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