Eh. Obviously we need governments for game theoretic reasons. We need soldiers because other people have soldiers, we need governments because other people have governments. But in practice the government is often a huge bully. The fact that we can't spend money we make within these systems without getting snooped on for every transactions stinks. And, guess what, rich people and billionaires are not subject to the same limitations. So yes, while we need a government, there is a tension between individual autonomy and the government, and methods of exercising autonomy outside of the government's ability to count beans and snoop on you are just fine in my book.
You cannot divorce one from the other.
[edit] (They earned units that they could exchange immediately or at some future time. Whether or not that amounted to wealth is based on what those units could or did turn into at the point of measure within the framework of the society in which they exist.)