This reminds me of people from a certain generation who say "You'll be more conservative as you get older!" which happened to them because they accrued wealth and assets and (somewhat naturally) want to protect them.

But when you can't accrue wealth or assets (for all of the reasons other posters have listed above), you probably don't end up becoming more conservative as you get older. Quite the opposite.

You're trying to tell us the rules for a game that no longer exists in the way you played it