This is why I advocate for cooperatively owned and managed firms, so profits spread more widely through the economy and billionaires are less likely to exist in the first place. I can only imagine the extent of the distortions to everyone else's economy caused by the super powerful vying for their own interests. It makes as much sense to me as having kings.

If you want definition of vile person/family look for some videos on YT on Sackler's family and their 'business' practices.

I am not aware of anything that stops the common pattern of using a company to do something dubious (eg. sell opiods), then drain all the profits by paying dividends to shareholders or IP license fees to another company, only later to be sued or fined for the behaviour, but there is no money left to pay the fine.

Is such a practice illegal? Is there any way in law to claw the money back from shareholders or the other company, especially if it cannot be shown they were aware of the dubious behaviour?

Then, the insurance company would price the insurance policy based on the practices of the company, and could price the insurance very high for companies who refused to abide by stricter accounting standards and maintain money reserves to handle such future issues.

One side effect? Societal harm by tech companies these days, far outweighs the opid crisis.

So, will insurance end up affecting us too? And Google, Facebook can pay. But what about the little startup, trying to grow, 2 guys in a garage, but now they need insurance?

I suppose it could only be a requirement once at $x size...

No.

Civil war caused by Facebook policies, death of dissidents due to cooperation with fascist states, COVID deaths due to anti-vaxxers / lies, all of the above, and more, enabled by tech platforms purposefully fanning the flames, for profit.

[0]: https://www.investopedia.com/terms/f/fraudulentconveyance.as...