Things have truly become quite dire when we won't even use an API in a side-project out of fear that the account could get blocked. It means there must be a whole lot of businesses who, unless assurances are made & believed, won't want to use OpenAI (or similarly unique services) to build upon. I know I certainly wouldn't want to put OpenAI at the core of any project that I work on.

The interesting thing is that this changes as soon as they gain a competitor or genuinely open alternative, as at that point getting an account blocked wouldn't mean all is lost.