You miss something, imagine a world where crypto is finally used to pay for services. How do you enforce that when you give an advance to your house builder so that he can start building and contracting out and paying his own people by the hours, that he wont build you something that eventually crumbles as soon as you open the door?

Who enforces THAT ? Who care about decentralising, we need to centralize violent enforcement or people will just scam each other. The problem in China is this one, not that they're not crypto-dumb dumb enough :s