Say during due diligence two options are uncovered: use an upstream dependency owned by another team, or use that plus a 3P vendor for redundancy. Implementing parallel systems costs 10x more than the former and takes 5x longer. You estimate a 0.01% chance of serious failure for the former, and 0.001% for the latter.

Now say you're a medium sized hyper-growth company in a competitive space. Does spending 10 times more and waiting 5 times longer for redundancy make business sense? You could argue that it'd be irresponsible to over-engineer the system in this case, since you delay getting your product out and potentially lose $ and ground to competitors.

I don't think a black and white "yes, you should be punished" view is productive here.