One of the properties I own is in Reno which is a 4hr drive from SF. It's a 2br 1ba condo which Zillow estimates $207k. It's nice, fully remodeled. That would be $900 mortgage + $180 hoa + $50 taxes (?) = ~$1200/mo ?

Make $20/hour like most folks in this working class neighborhood do and you are all set. Get a roommate or a spouse that works part time if you can't earn $20/hr.