> I don't accept jobs that want me to be on call unless fuck you money is involved, and so far nobody has offered it to me. The product that drives most of my employer's revenue is a gigantic pile of tech debt, and there are some people on call whose lives are kind of miserable.

Yeah this is the right answer. I know a lot of people who are earning more than I am in exchange for being on-call (or being de-facto on call, ahem) and it just ain't worth it.