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Re:Dollar Tree says US$1.25 price point to become new standard by throwaway0a5e on Tuesday November 23, 2021 @05:10PM (#29324200)
Primarily to pay government fines and auto repair bills. Nobody is getting a payday loan to buy groceries. They're doing it to stave off things that if ignored will cause them to lose their income and slide further into poverty.

They're poor, not stupid.

Re:Dollar Tree says US$1.25 price point to become new standard by imtringued on Wednesday November 24, 2021 @04:59AM (#29328472)
Actually the most common reason is to pay rent because you can't bill that on a credit cart.