You shouldn't just be waiting for govt to fix anything. Govt acts through the mandate of the people, so if you want it to do something you should be lobying and voting for it.

Private enterprise quite legitimately alters the playing field by introducing new products, services and business models. LEGALLY. When it does so illegally, it should be stopped.

That is exactly my argument, bad institutions should be disrupted by legal competition, or (better), legal or political pressure. Not by illegal circumventions.