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Re:Insurers run from ransomware cover as losses mount by elliekelly on Saturday November 20, 2021 @10:19AM (#29288823)
This is a really interesting point. Arguably the entity in the best position to “purchase” the insurance (and indemnify users) are the software companies rather than the licensees of the software.
Re:Insurers run from ransomware cover as losses mount by rectang on Saturday November 20, 2021 @11:13AM (#29289312)
At which point, we'll discover that selling such indemnity guarantees as part of software is ludicrously unprofitable and unsustainable, just like the insurance industry has.

There is not a software tool which on its own can defend against ransomware. The most robust defense requires a total system design of "Continuous Restoration", with everything backed up, with backups stored in such a way that they cannot be destroyed, with backups constantly being restored to production, and with periodic human monitoring and manual confirmation that the system is working.