Re:The ‘Zelle fraud’ scam: how it works, how to fight back
by ChrisMarshallNY on Saturday November 20, 2021 @05:52AM
(#29286973)
Same here. I also have a BoA account for most of my day-to-day stuff.
I use credit cards (in particular, an Apple Card) for almost every transaction. In fact, I seldom carry cash, which has been a problem, from time to time.
I won’t use Venmo, or PayPal with direct bank account connection. It has earned me scorn, but you really only need to have a problem once, to learn religion. I don’t use credit cards for Venmo or PayPal for cash transactions, because cash advance fees.
I always pay my account in full, every month. It also means I get Apple Cash, for a slush fund.
I do use direct bank account connection for a few things like utility bills, but that is a fairly primitive setup process, where there is no doubt about the other end. Even so, many outfits now allow bill pay, via credit card.
I use credit cards (in particular, an Apple Card) for almost every transaction. In fact, I seldom carry cash, which has been a problem, from time to time.
I won’t use Venmo, or PayPal with direct bank account connection. It has earned me scorn, but you really only need to have a problem once, to learn religion. I don’t use credit cards for Venmo or PayPal for cash transactions, because cash advance fees.
I always pay my account in full, every month. It also means I get Apple Cash, for a slush fund.
I do use direct bank account connection for a few things like utility bills, but that is a fairly primitive setup process, where there is no doubt about the other end. Even so, many outfits now allow bill pay, via credit card.