I was replying to this:

> I’m not from the US, so it’s possible that your banks are doing this part better than the local ones, but that’s always the worry with the phone for me.

Since the person is asking about what it’s like here I’m providing that perspective. In Canada banks also provide 1800 numbers so it should generally be free. I thought Canada has mostly unlimited plans but I haven’t had a Canadian phone plan in over a decade.

Pretty much all Canadian phone plans have unlimited Canada-wide calling. For most people, the only limitation is data caps.