Re:Amazon to stop accepting UK Visa credit cards
by stevesimmons on Wednesday November 17, 2021 @07:27AM
(#29252166)
The reason for that is the car rental company does a "pre-auth" that ties up some of your credit limit (reduces your "open to buy" amount), in case you damage the car or don't return it with a full tank of petrol.
Hotels will sometimes do the same for a room night plus potential minibar charges.
The pre-auth gets released when you make the payment at the end of the car rental period.
Re:Amazon to stop accepting UK Visa credit cards
by AnssiH on Wednesday November 17, 2021 @11:17AM
(#29254986)
"Pre-auth" works the same way for VISA/MC debit and VISA/MC credit.
The amount is (temporarily) deducted from my available balance when I use a debit card, just like it is deducted from the credit limit when I use a credit card.
Re:Amazon to stop accepting UK Visa credit cards
by maccard on Wednesday November 17, 2021 @07:46AM
(#29252331)
About 10 years ago a hotel I had prepaid wouldn't take a debit card for a damage deposit, but that's the only time in my life I've been asked for credit instead of debit.
Re:Amazon to stop accepting UK Visa credit cards
by andrewshadura on Wednesday November 17, 2021 @07:28AM
(#29252184)
At some point Uber only accepted credit cards, but not debit cards.
Is there ever a situation that you can use a credit card but not a debit card? There are occasionally places that only accept debit cards, but I think the only time I've had a debit card refused was when hiring a car.