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Re:“Click to subscribe, call to cancel” is illegal, FTC says by malka on Wednesday November 17, 2021 @05:33AM (#29251226)
That's what 3dsecure is for.

in EU (well, at least in my country, France) a payment without 3dsecure is extremely easy to chargeback.

Re:“Click to subscribe, call to cancel” is illegal, FTC says by soco on Wednesday November 17, 2021 @06:59AM (#29251907)
I don't think 3d protects you in this case of recurring charges.