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A comment on Debit cards are hidden financial infrastructure. Parent comment

Re:Debit cards are hidden financial infrastructure by brazzy on Saturday November 13, 2021 @04:53AM (#29208688)
Germany here as well. I have never heard of event-based overdraft fees, only interest-based. Which makes this transaction reordering pointless
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Re:Debit cards are hidden financial infrastructure by jmkerr on Saturday November 13, 2021 @05:47AM (#29208905)
Because it's not true, check the largest consumer banks:

https://www.postbank.de/dam/postbank/pdf/privatkunden/Postba... https://www.deutsche-bank.de/dam/deutschebank/de/shared/pdf/... https://www.commerzbank.de/portal/media/efw-dokumente/preisa... https://www.hypovereinsbank.de/content/dam/hypovereinsbank/s... https://www.ing.de/girokonto/konditionen/ https://www.diebank.de/content/dam/f0032-0/PDF_neu/preisaush... (Volksbank) https://www.ksklb.de/content/dam/myif/ksk-ludwigsburg/work/d... (LBBW)

In this sample, if overdraft is enabled, you pay up to 15% p.a., if disabled the cancellation fee is up to 2€ for the postal notice, but mostly just porto (0,80€).

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