The school spends 60% of its revenue selling itself as an elite education to people who don't qualify or need an elite education. They employ salesmen and incentivize them to be as aggressive as they legally can. They then deliver a subpar education, by every metric, compared to schools that cost half as much.

This is a predatory scam that targets low-income individuals who want an education and a career and pretty much guarantees an outcome of long-term financial instability.

Of course the victims have some of the responsibility, but

>Adults have a right to make poor choices.

Puts these supposedly prestigious schools at about the same ethical level as a casino, a tobacco company or a pay day loan operation. What USC is doing is arguably worse than a casino because it's using the reputation of a prestigious university to take advantage of people who want an education, while simultaneously siphoning money from taxpayers.