Re:Ask HN: How do you find funds to invest in?
by nunez on Tuesday November 09, 2021 @04:14PM
(#29167577)
yup; that's the entire point of index funds: to make a healthy return over a long-enough time horizon
the bogleheads love talking about a four-headed fund to better diversify against risk: 50% index, 25% bonds, 12.5% international indices, 12.5% REITs. that's how I have my IRA and 401(k) set up, and it's worked well over the last few years. (My IRA is a little more speculative (some shares in TSLA, some in LCID), but most of the funds are split up this way.
the bogleheads love talking about a four-headed fund to better diversify against risk: 50% index, 25% bonds, 12.5% international indices, 12.5% REITs. that's how I have my IRA and 401(k) set up, and it's worked well over the last few years. (My IRA is a little more speculative (some shares in TSLA, some in LCID), but most of the funds are split up this way.