I don't think anyone really thinks that health insurance plans cost $200 vs individual plans being $1400. Just the implication is ridiculous. Our problem wasn't the price, but the coverage. I know my BIL pays $2200 (total, including what his employer pays) and gets excellent plan for him and his wife, whereas us paying $1400 (and this was the same case with the more expensive plans too, coverage didn't change a bit, any doctor who accepted gold, accepted silver too).

My point is, (speaking strictly from a consumer POV) whatever is the reason, the NYC doctors just didn't take Obamacare plans, period.

Oh this is true of insurance everywhere but especially in NYC. Dental, Vision, legal, whatever. Every time (in NYC) I tried to make use of insurance I had limited choices and they were often bad.

In other parts of the country I’ve had more success using insurance.

> Oh this is true of insurance everywhere

Oh come on, I am comparing apples to apples (my last insurance, and my BIL's current insurance). But that's fine, I see why the mental gymnastics are being played here.