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Re:Financial innovations brought by technology by capableweb on Friday October 29, 2021 @07:58PM (#29044827)
> FWIW, this sounds analogous (not exactly like) N26's closed/semi-closed digital wallets[1].

Similar, but with the vital difference that it doesn't depend on Apple, Google, Samsung and PayPal to continue working. Not to mention the trust that they will keep your best interest at heart when making future decisions.

Ownership of something that is valuable should remain in your control, not some 3rd party.

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