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Re:U.S. regulators exploring how banks could hold Bitcoin – ... by elliekelly on Tuesday October 26, 2021 @06:45PM (#29007347)
There are two pretty ginormous exemptions in the regulation that allow transactions in virtual currency without a BitLicense: https://govt.westlaw.com/nycrr/Document/I85908c6b253711e598d...
Re:U.S. regulators exploring how banks could hold Bitcoin – ... by bingohbangoh on Tuesday October 26, 2021 @08:09PM (#29008071)
Ahhh that explains OpenSea operating in NYC.

This would only affect you if operating an exchange on behalf of somebody (eg Coinbase)