Re:Community Banking and Fintech
by bob1029 on Monday October 25, 2021 @05:42AM
(#28985986)
> Obviously a homogenous credit underwriting and decisioning process is a negative for society.
I think you will find that many community banks and credit unions still use the same ~2 vendors for id verification checks and credit history. That said, you are much more likely to be able to negotiate around an adverse finding at a smaller institution.
I think you will find that many community banks and credit unions still use the same ~2 vendors for id verification checks and credit history. That said, you are much more likely to be able to negotiate around an adverse finding at a smaller institution.