Re:Community Banking and Fintech
by lmm on Monday October 25, 2021 @04:45AM
(#28985750)
The more opaque and subjective a system is, the more it will favour advantaged groups (principally those of high social class) - in my experience this is especially true of systems that are nominally intended to help historically disadvantaged groups (which tend to benefit high-class members of those groups). Objective standards, consistently applied and enforced, are disadvantaged peoples' strongest weapon against discrimination.
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