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Re:Tesla Q3 2021 Earnings by leetcrew on Wednesday October 20, 2021 @11:06PM (#28939739)
> Some of the point of insurance is cost sharing of extreme events.

I guess this borders on a philosophical point, but I don't agree. car insurance is not (or shouldn't be, imo) a payment plan for likely crashes. if, for whatever reason, a person's reaction times are so slow that they would be priced out of insurance entirely, they shouldn't be behind the wheel at all.

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