My wife activated this on her insurance. Got an email last week saying that she is in the top 5% of “worst drivers”. Which was both scary and funny at the same time. We investigated why they deduct so much points for her driving, and the majority of the points was conducted for her being on het phone while driving. Then we realized that we drive around with her car most often and she is on the the phone while I drive..

These models has it’s problems but they are getting better - it’s just so easy to make wrong assumptions from ML models which only include a subset of variables.

Coming up next, a fingerprint sensor on the steering wheel to determine who is driving!

and a mental state, attentiveness, etc. sensor - "Your driving performance in the next hour is estimated to be 10% worst than your average, and will incur 20% insurance premium increase for that trip. Do you still wish to start the car? "

Me: No, I wish to sit in the car and bang my head on the steering :(

I think the new Genesis cars have this as a feature, on the start button. The upside is you don’t need to carry keys.

So it is measured with a phone app and not e.g. an OBD dongle with built-in cell modem? Why not install the app on a second phone which always gets left at home?

“Congrats you win worse driver in America award!”

How do you inspire the lowest performers?

We're on the path where each of is monitored by (hopefully benevolent) AI from birth to death. Such a scenario is really the only way for humanity.com to continue scaling, as each of us has the potential to very negatively disrupt anything/everything.