That's not the issue though. I can log in to my cell account and see the content of every sms i send and receive. an app establishes an encrypted connection between your phone and the bank. sms is open to the public.

in addition, you don't need to copy a sim. you can copy a cell tower. which the authorities do all the time, without any warrants, and capture data en-masse. The fake cell tower fits in a backpack.

But it's not just the cops capturing your cell data. It's anyone, they've been doing it for over a decade, and it's cheap and easily accessible.

https://www.vice.com/en/article/vv7zn9/surprise-scans-sugges...