Not arguing for or against, but you remind me that my inspiration for dropping out of college at age 20 was two men I knew who both had college degrees and delivered newspapers for a living. One was a couple of quarters shy of a Master's and in default on his mountain of loans (he later suckered a woman into marrying him and paying them off -- that was his big accomplishment in life) and the other went back to school for a second bachelor's, which never got finished for some reason. He lived with his mom until she died and he inherited the house. The last I heard, he was still delivering newspapers. I decided I could deliver newspapers without a mountain of student loans and would be better off doing so without the debts.