Is this still the case? When living in Poland 15 years ago I had an account with WBK and they had this idiotic system where I had to write my password on a piece of paper with numbers below to be able to give the 3rd, 5th and 11th character. Goodbye password managers (at least the automatization part).

Then, suddenly, they got back to a normal login and password (I think I had the choice IIRC) but then I left the country.

Poland is a beautiful country, I lived in Krakow for a few years and it was A-WE-SOME.