But those simple math calculations don’t factor in the chance of getting corona in the first place. 2 years in the pandemic and I only know 3 people who got corona.

People act as if it was 100% certain one would get corona.

The Delta variant is sufficiently contagious that all of us can expect to be exposed multiple times in our lives. Just like what typically happens with the other endemic coronaviruses.

https://www.businessinsider.com/delta-variant-made-herd-immu...

Only a subset of those infected will experience clinically significant symptoms. Probably more than 3 of your acquaintances have had it but didn't even know it, maybe just felt a little tired for a few days.

So let's assume you know 10000 people. COVID risk of death is 1 in 100. The chance you'll be next and die is 1 per 1M. As mentioned above the chance of blood clots from the vaccines is about 1 per 40M.