yes, exactly. So that is why it is time to change the incentives / tax structure because there is a real housing crisis gling on for young families. Nearly everyone I know with a nice big house is over 65. And half of them are alone. On a personal level I understand amd sympathise with their choice not to downgrade to a smaller house. On a systemic level this is pretty ridiculous. Land value and property taxes should be raised significantly, whilst income taxws should be lowered. I still need to so more reading on Henry George, but I think this was a key part of Georgism