> people tell me examples of extremely poor people taking risks and hitting it big, and at the same time lament how people irresponsibly have children and debt they could not handle

Is having children a risk that could mean one hits it big? And it's definitely also possible (if not normal) for debt to come from lifestyle overspending rather than risking things to make it big. I just don't see the logical connection, although I can see there's an emotional one there.