If you think it is indeed 99-to-1, then perhaps. My perception of the trustworthiness of most crypto projects is certainly much lower (see the endless parade of crypto horror stories on https://www.reddit.com/r/SorryForYourLoss/), so personally I would think the odds of a crypto project going under or just simply losing my wallet keys is way higher than the chance my bank or my government will steal my money or my stocks or whatever. Then again, I do live in western Europe so YMMV if you live in Venezuela or someplace like that.