College is easily five to ten times more expensive then when I went in the 90's - and the vast majority of that increase is from government guaranteed student loans. No risk on the part of the schools, so they jack tuition up with a bunch of amenities because they are getting paid, no matter what. Handing out $100K+ to people with little guarantee of getting it back? Where else can that happen but within our insane student loan system?!?

Articles like this is what brought it home to me: https://abcnews.go.com/Lifestyle/tricked-college-campuses-wa...

Give me a break! I think that schools should be on the hook for at least half a loan if someone can't get a job and earn enough that will let them pay the loan back within a fixed time - say six years. That would tamp down a lot of this utterly unrealistic spending for degrees that have little chance of ever returning any meaningful value for what is paid out.