Ask YC: Payment Processing

Posted by scribblewiki on Sunday August 24, 2008 @07:03PM
from the self-post dept.

I know this has been talked about before many times; but, looking through it still haven't been able to find a good one.

We currently use Paypal which has most of the features we currently want - no monthly fee - monthly subscriptions - not needing a merchant account

The problem is for a lot of business users and some consumers, going to another site Paypal looks a little "un-professional" and doesn't always just let you put in your credit card information.

I've looked at - Authorize.net, needs merchant account - Amazon, for the U.S. only - Paypal's PayFlowPro, for the U.S. only

I've been looking into 2checkout and they seem to look good.

Any other suggestions?

( 12 comments | 11 points | on HN )

Re:Ask YC: Payment Processing by bufferout on Sunday August 24, 2008 @08:50PM (#285530)

For cushycms.com we offer a choice between PayPal and AlertPay when paying for plans.

They both do subscriptions. PayPal for quick and easy. AlertPay for a more traditional credit card style gateway.

Being based in Australia really limits our options though.

[ Parent | on HN ]

Re:Ask YC: Payment Processing by agotterer on Sunday August 24, 2008 @07:33PM (#285492)

If this a "serious" project, there shouldn't be a second thought to setting up a proper merchant account (authorize.net). Its a very small investment in the realm of things. Especially if you want to appear as "legit" or "professional". If that not an investment you are willing to make yes, I think you can get away with PayPal for the time being. Take a look at Express checkout, it's a lot prettier then some of the previous PP integrations.

[ Parent | on HN ]

Re:Ask YC: Payment Processing by vaksel on Sunday August 24, 2008 @07:38PM (#285500)

I like http://cdgcommerce.com/

They have very good rates, and customer service is top notch.(look on sites like webhosting talk and everyone raves about them)

+ if you plan to store people's credit card info they have the vault for that.(so you won't have to spend thousands on compliance with the credit card companies)

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Re:Ask YC: Payment Processing by Shooter on Sunday August 24, 2008 @11:23PM (#285613)

Amazon FPS?

I'm told this is a cool service, but I have no firsthand experience. We own a payment processing company, so we've never had to deal with third-party gateways before.

[ Parent | on HN ]

Re:Ask YC: Payment Processing by johns on Monday August 25, 2008 @11:01AM (#285964)

FPS requires your users to have amazon accounts which introduces a similar break in the checkout process as PayPal.

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Re:Ask YC: Payment Processing by umangjaipuria on Monday August 25, 2008 @09:59AM (#285898)

Amazon's Checkout By Amazon and Amazon Simple Pay are complete solutions - much simpler to use than FPS.

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Re:Ask YC: Payment Processing by scribblewiki on Monday August 25, 2008 @12:43PM (#286104)

US only

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Re:Ask YC: Payment Processing by johns on Monday August 25, 2008 @11:01AM (#285965)

I use and recommend www.merchantplus.com

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Re:Ask YC: Payment Processing by jasonlbaptiste on Sunday August 24, 2008 @10:55PM (#285594)

if youre doing subscriptions, zuora is the way to go. let me know if you want an intro.

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Re:Ask YC: Payment Processing by simonw on Sunday August 24, 2008 @07:14PM (#285483)

Google Checkout?

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Re:Ask YC: Payment Processing by scribblewiki on Sunday August 24, 2008 @07:26PM (#285489)

Also, looked at that; was hoping for something again that I could either keep users on my site or have it look similar to my site. Google Checkout doesn't do any of that.

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Re:Ask YC: Payment Processing by green on Sunday August 24, 2008 @09:43PM (#285555)

no recurring payments with Google Checkout

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