If you want to encourage business, then remove barriers. Governments should be taking care of healthcare, not businesses.
Businesses should be focused on the core work they do: Running their business. Not on providing health care.
(Same goes, really, for childcare, transportation, and similar benefits that large employers sometimes offer, often because these things are not effectively provided by the government.)
[1] - https://www.ncsl.org/research/health/employer-and-individual...
Not at all, look up the history of health insurance in America, companies providing it was not by design, it was in fact done to get around government laws on wage caps during the great depression.
Now days the system is entrenched, there are a large # of corrupt players who leech of the healthcare ecosystem in America, and they pay good $ to lobbyists and PR firms to keep things that way.
Right now 1/3rd of health care costs go to working out billing. That type of insane inefficiency would not be tolerated in a true capitalist marketplace. Imagine if Visa charged 33% commission on every sale and then had a law passed saying all purchases had to be done with a Visa card! That'd be an insane drag on the economy, America's GDP would plummet.
But we literally accept that exact scenario with health care costs. (Except for cosmetic procedures, which have a competitive market that has driven technology forward and prices down!)
Looking back, the only reason employers started getting involved in Healthcare was because the 1942 Stabilization Act restricted them from raising wages and they had to come up with a more creative way of competing for talent.
Now the ACA forces companies to privide insurance by law. Under Biden's Covid plan they're now going to be the execution arm for vaccine mandates. It's crazy to think that to start a business you need to almost immediately be prepared to be a federal government franchisee.