I think you are on to something.
The real opportunity here is to start an AWS insurance business.
Where you provide accident insurance for clients by charging 10% of <some estimate of expected monthly running cost>.
And spread the cost of mishaps over the clients you charge.
The trick is to define that estimate of normal cost. And also to certify that clients meet some minimum expectation of clumsiness.
If you could underwrite price guarantees and show an insurance company or lender that your figures are right in most cases and that you've never lost over a certain amount, you could really hike the cost of your service and provide an incredible utility across the board.
If you have spare bandwidth and can reliably do this, try building this.