It's worked for millions of people for many years. Some things are hard. If you want it you'll work for it. I realize this is some foreign concept to people that grow up and have their parents hand them everything. A lot of people work during college and are able to get less loans because of it. Weird eh? My mom did it at 40 with 3 kids. She retired last year with a masters. Every bit of it was done while working.

I'm starting to understand boomers more lately. The comments on here reek of entitlement.